Your Credit Repair Experts

We’re by your side through the entire process.
You never have to wonder about your case status.

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Credit Monitoring



Credit Audit

The Credit Audit is one of the most important parts of Credit Repair. It is the first step to understanding what is on your credit so we can create a personalized plan to start improving your credit.

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Credit Repair

We are the best choice in restoring your credit. We utilize the most effective tactics and best practices for disputing accounts and information on your credit reports that may be inaccurate or unverifiable.


Credit Building

Credit Building is one of the most important things you’ll ever do. Good credit is essential throughout your life, whether you want to buy a house or car, get insurance, or maybe even pay less of a deposit for utilities.


Business Credit

A good business credit score can enable you to more easily acquire financing, increase the value of your company, and protect your personal credit.


What is your credit costing you?

Answer these questions to find out

40 points could cost you as much as$65,189on your loan

* The 30-year fixed mortgage APRs are estimated based on the following assumptions. FICO® scores between 620 and 850 (500 and 619) assume a Loan Amount of $150,000, 1.0 (0.0) points, a Single Family - Owner Occupied Property Type and an 80% (60-80%) Loan-to-Value Ratio

We've helped thousands improve their credit scores. See if we can help you too.

How We Do It


Plans & Pricing

Pay Per Delete

99.99/ item

This plan is recommended for those individual with 1-3 collections for cost saving. No monthly commitment.

  • Email & SMS Notification

  • Dispute Mailing Service Fees
  • Monthly File Reports
  • Lifetime Portal Access

  • Email Updates Only
  • Loyalty Rewards

  • Identity IQ Credit Monitoring


Credit Repair Plan

189.99/ month

This plan is recommended for those individual who have a credit score of 620 and lower with 4+ collections.

  • Email & SMS Notification

  • Dispute Mailing Service Fees
  • Monthly File Reports
  • Lifetime Portal Access

  • Live Credit Consultation via Zoom
  • Loyalty Rewards

  • Identity IQ Credit Monitoring


Learn Business Credit

for only 999.00

Complete business transactions with good business credit history. learn the proper way to build your business credit.

  • Guaranteed 50k in business tradelines for your business credit report to Experian, Equifax & Duns & Bradstreet.

  • Get access to working practices most startup business owners don’t know about.

  • Exclusive 1-on-1 training with our board-certified credit consultant.


Tax Services

Request a Quote

Leave your tax workload with Credit Army. Whether it’s personal or for business! We will assign a certified tax accountant to serve you. 

  • Tax Planning

  • Tax Returns

  • Audit Assistance

  • Tax Preparation

  • IRS Tax Filing

  • Tax Consulting

  • Non-Filers and Late Filers


90 Day Money Back Guarantee

The goal of credit repair is to remove questionable negative information from credit reports. This is not an exact science and there are cases in which we may be unsuccessful. Our clients are protected with our 90 day warranty. If you sign up for service with Credit Army in any program, and do not see any questionable items deleted from your credit in 90 days, you will be entitled to a full refund. This does not mean that your credit will be repaired completely during that period but you should see some of your questionable negative items deleted in this period or your money back. (subject to the terms and conditions set forth below).
To apply for a refund please contact Credit Army and speak with a client service specialist by phone, so your identity can be verified. The Credit Army 90 day Money Back Guarantee will be strictly subject to you complying with the following terms and conditions:
1. That you do not create or cause any new derogatory trade lines to be added to your credit report after your participation in the applicable program begins; You make all payments due and owing to Credit Army per this agreement in a timely manner.
2. You upload to our secure portal, mail, fax, or email Credit Army all correspondences relating in any way to your credit report within seven (“7”) days of receiving said correspondence.
3. You upload to our secure portal, mail, fax, or email to Credit Army proof of your identity such as a copy of driver’s license and copy of social security card within five (“5”) days of the effective date of this agreement.
4. You agree to give Credit Army thirty (“30”) days from the date you have requested a refund to allow Credit Army adequate time to review your credit reports and audit your account to verify that no negative items have been removed from your account and to ascertain the reason for this occurring. Refunds limited to payments made for 90 days of service only. (ex. If client is in service for 180 days, with no change made to their history, they can request a refund, but that refund will be limited to 90 days of service).
5. At the moment you declined any payment to credit repair services or credit monitoring, you automatically void the 90 day money back guarantee and may cause your subscription to be cancelled with or without notice.
6. If tips or Tools given at the time of your appointment are not completed before your next appointment, this also voids your warrantee and or may cause your subscription to be cancelled.
7. The customer is responsible for sending back to us all the correspondence from the credit bureau and collectors that they receive in a timely manner. Failure to submit may cause your subscription to be canceled with or without notice and or may void your 90-day money-back guarantee.


About Us

We bring “real world” applications to consumers who are searching for practical answers to their credit questions. As part of his quest to give mortgage professionals, realtors and consumers a better understanding of the complicated credit system, Juan volunteers his time and knowledge to work with future homebuyers, Veterans and victims of abuse trying to restart their lives and create a better life for themselves and their families.
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Meet The Team

What Clients Say About Us


“Wow! I am impressed with the turn around time with Credit Army! In one month, I’ve already had my credit go up! Juan is very professional and educated on what he is doing! He goes into detail thoroughly with you through every appointment, with no rushing, and answering every question you may have. I strongly recommend Credit Army for anyone whom may be suffering from bad credit, with having the trust in them to repair it!”

Danielle Rosario

December 14th, 2018

Great Service!

“I can not say enough good things about Credit Army.They helped us to quickly increase our credit scores. They are so knowledgeable and incredibly helpful. Thank you so much for all that you have done for us. We are forever grateful. We highly recommend Credit Army!!.”

Carolina Sanchez

January 12th, 2019

Fast and Reliable!

“I was extremely pleased with the professional services that Credit Army provided in repairing my credit. They were in communication and explained everything to me about how they could help me. Within one month I could see the progress that they had made. I would not hesitate to recommend them to anyone who need help repairing their credit”

Mario Gilzean

May 5th, 2019

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